A debit card that pays 3-9% cashback in Pluton (PLU) on everyday spending

At MarsBlock Money Lab, I’m all about testing passive income ideas that actually work. Plutus is one of my favorites – a debit card that pays 3-9% cashback in Pluton (PLU), their cryptocurrency, on everyday spending. Whether I’m grabbing groceries, filling up the tank, or renewing subscriptions, it’s earning me rewards without extra effort.

Plutus

My Plutus Experiment

I’ve used Plutus for over a year, stacking up over 2,000 PLU – worth about £1,700 as of today (1 PLU = $1.11, or ~£0.85 at current rates). My secret? Their “Perks” system spending £10+ at Sainsbury’s or Amazon nets me up to £10 extra PLU monthly. I add funds with Monzo, and though you’ve got to hang in there for 45 days, the rewards make it worth the ride. Bonus: I invested some fiat to speed through levels, unlocking higher cashback tiers and snagging their sleek metal card.

How It Works

Sign Up: Get the card via my Golden Ticket referral link to earn extra £50 – I’ve got 12 left! Available in the UK & EU only.
Spend: Use it like any Visa debit card – 3% base cashback, up to 9% with higher tiers.
Earn: Collect PLU, redeemable for gift cards or convertible to cash/crypto.
Perks: Pick bonuses (e.g., Amazon, Uber) for bigger rewards.

Pros and Cons

Pros: High cashback rates, Visa acceptance everywhere, free tier available.
Cons: PLU’s value swings with crypto markets, and rewards lock for 45 days.

Try It Yourself

Want to turn spending into earning? Join Plutus with my link and we both get £50/$50 in PLU after your first deposit. It’s a low-effort way to dip into passive income – tested at MarsBlock Money Lab!

Plutus subscriptions

Keep Your PLU Safe with Ledger

Stacking PLU is awesome, but keeping it secure is a must. I use a Ledger hardware wallet to keep my PLU locked down – it’s like a vault for your digital stash. Lab-tested peace of mind for your Plutus gains! Grab one via my referral link and we both score up to $20 in Bitcoin when you buy:

Ledger

Ledger Nano S Plus: We both get $5 in Bitcoin.

Ledger Nano X: We both get $10 in Bitcoin.

Ledger Stax or Flex: We both get $20 in Bitcoin.

Offers might shift during promos, so check Ledger’s site for the latest.

Latest Updates

Curious about my latest Plutus results? Dive into my first blog post for an overview and my February 2025 update – no spoilers, just lab-tested insights!

*Disclaimer: I’m not a financial adviser. Plutus involves crypto, which is volatile—results vary, so research before jumping in. This is just my personal experiment.*